On January 9, 2017, the Department of Education released the first debt-to-earningsĀ rates for career training programs as required by the Gainful Employment regulation. All career education programs at public, for-profit and non-profit colleges will have to clearly disclose the earnings of their graduates and whether the programs meet state licensure requirements as well as their cost, typical debt levels, and completion and job placement rates. Failing programs that are consistently leaving graduates with debts they cannot repay will now have to warn current and prospective students that the program will lose eligibility for aid next year if it does not improve.